Finbond mutual bank savings bank is a financial institution chartered by a central or regional government, without capital stock, owned by its members who subscribe to a common fund.
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To that end, our Mission is to consistently satisfy the needs of our target market by offering innovative superior, inclusive investment, savings and credit solutions and better service that add value to our clients’ lives by empowering them and contributing towards their financial growth, independence and freedom.
- Human Dignity
To be the leading Mutual and Savings bank in South Africa, improving the quality of life of our clients through their participation in saving together, growing together and ownership of their own community bank.
Who Owns Finbond Mutual Bank?
Van Aardt founded Finbond in 2003 as a bond originating, debt consolidation and bridging finance company offering savings and credit solutions tailored around depositor and borrower requirements rather than the “outdated” institutionalised policies and practices of the big four banks.
Does Finbond Do Credit Checks?
With the information they receive from you, the bank will be able to run an affordability check on you and to review your credit history. They will check if you are employed, if you have other loans, or if you pay your credit card statements on time, for instance.
Is Finbond a Bank?
Finbond Mutual Bank Investment and Savings products, which offer a superior above average rate of return, are offered nationally to investors and pensioners looking for guaranteed higher fixed income in the current environment of depressed low yields.
How Do Mutual Banks Work?
Mutual banks have a different corporate structure than commercial banks. They do not have shareholders, but rather are owned mutually by their depositors. They cannot be bought and answer only to their customers.
How Do I Apply for A Loan at Finbond?
If you need to get a loan with Finbond, you can access it as long as you have the following: your latest pay slips, a certified proof of address, bank statements (they should be the last three) and a certified ID. You can access an unsecured loan that works in short term, which is safe and quick.
Tel: 0860 004 249