Guardian Bank: Purpose, Values, FAQ, Contact Details

Guardian Bank, whose full name is Guardian Bank Limited, is a commercial bank in Kenya with headquarters in Nairobi. It is licensed by the Central Bank of Kenya, the central bank and the national banking regulator.

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Welcome to Guardian Savings Bank, your independent hometown bank. Since 1919 Guardian Savings Bank has had a single purpose: to provide the best in hometown banking for those who rely on us for answers to their financial needs.


Guardian Bank was formed to fulfil the vision of a community that is prosperous through integrity, hard work and enterprise. The founders of Guardian Bank realize that these exemplary values would require financial support, at the right time and reasonable cost, in order to ensure success.


What is a guardianship bank account?

Children are not legally allowed to open a bank account or manage their own money in an account. With a guardianship account, the money does belong to the child. The guardian of the account manages the money for a child but doesn’t have any ownership over that money.

Can I overdraft my guardian debit card?

We will charge you a fee of $32 each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account.

Why is my bank account say balance unavailable?

The rest of the money is being held by your bank. This generally happens for two reasons, resulting in a low available balance: You’ve made deposits that haven’t cleared and been credited to your account yet. There are pending withdrawals or authorizations against your account.

How do I transfer money from my first national bank to another bank?

The easy way to transfer money from your First National account to your account at another institution. ‘External Bank Transfers’ in Online Banking (opens in a new window). It’s simple – In Online Banking, select ‘External Bank Transfer’ and follow the prompts to set up your account at another institution.

Who Cannot be a guardian?

A person cannot be appointed a guardian if: The person is incompetent (for instance, the person cannot take care of himself). The person is a minor. The person has filed for bankruptcy within the last 7 years.

Contact Details

Address: Guardian Centre, Biashara Street, Nairobi
Tel: +254 703 005 000

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